Harness the power of Stripe and split payments instantly and accurately with SplitSum. Choose your payment setup depending on how your business works with contractors.
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As the business owner, you stay in full control with your Admin account. You can create contractor accounts, set and adjust commission splits, oversee cashier access, and track activity — all in one place. Once settings are in place, only you can update them, giving you clarity, confidence, and complete control.
No more chasing contractors for payments or spending hours on admin. SplitSum handles the splits automatically, so everyone gets paid correctly and on time.
From the customer's perspective, it's just a normal card payment. Behind the scenes, SplitSum does all the work.
Scenario: Sarah (hairdresser) completes a $200 service. Your split is 70/30.
Customer taps card for $200
SplitSum automatically calculates:
Sarah: $140 | Business: $60
Both accounts receive their share instantly
No waiting, no manual transfers. Money lands in the right accounts immediately.
Set the split once, SplitSum calculates it perfectly every time. No math errors.
You don't lift a finger. Every payment splits correctly without any manual work.
SplitSum supports different payment setups depending on how you work with contractors. But here's the good news: you don't need to figure this out right now.
Business pays fees, maximum flexibility, any hardware.
Great for salons, studios with shared tills
Contractor pays fees, clearer income separation.
Popular with high contractor splits
Contractor has own Stripe account.
For complete financial separationOur quick questionnaire will recommend the best setup for your business. It takes less than 2 minutes.
Find Your SetupWant all the technical details? See detailed comparison below
Not every payment needs to be split. With Splitsum, you have full flexibility & effortless control of payments your business receives. Don't need to split with a contractor? Easily process payments with No Split so that 100% of funds go directly to your business account.
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The Inventory feature (available to Tier 3 subscribers) lets you set custom payment splits for specific products or services, independent of the default split on a contractor. This gives you the flexibility to handle any arrangement — from shared items to solo sales — while everything is calculated automatically. You can even track stock if needed, so running your business stays simple and accurate.
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Set a maximum amount a contractor pays your business within a chosen period: daily, weekly, or monthly.
SplitSum tracks all in-person card payments automatically. When the cap is reached, the contractor keeps the full amount of any further payments for the rest of that period. No manual tracking, no spreadsheets, no admin.
Start now!For those who want to understand all the technical details before starting the questionnaire.
Business takes the payment
Business pay the card fees
Use any reader (including Tap to Pay)
Supports splitting payment links
Multiple contractors per payment
Salons, studios with shared tills
Businesses that want to cover card fees
Transactions with multiple contractors
Payments belong to the contractor
Contractor pays card fees
Supports Bluetooth & WiFi readers.
Limited use of Tap to Pay.
Supports splitting payment links
One contractor per payment
Businesses that already use multiple card readers
for each contractor. Allows you to have one card
reader and receive your cut instantly.
Businesses where Contractors accept payments directly.
Contractors have their own Stripe account
Contractors pay card fees
Bluetooth readers
Limited use of Tap to Pay.
Supports splitting payment links
One contractor per payment
Often used when businesses want contractor earnings reported directly by Stripe.
Businesses that require contractor
earnings cleared through their own separate Stripe account.
| Standard Payments | Direct Payments | Separate Payments | |
|---|---|---|---|
| Who pays the card fees? | The Business | The Contractor | The Contractor |
| How many contractors per payment? | Multiple | Only one | Only one |
| Card Reader Support | Supports all readers | Supports Bluetooth & WiFi readers. Limited use of Tap to Pay. |
Supports Bluetooth readers. Limited use of Tap to Pay. |
| Subscription Tier Compatibility | All tiers | Tiers 2 and 3 | Tier 2 and 3 |
From a customer's point of view, all setups look the same. They tap, pay, or use a payment link as normal. The difference is how the payment is recorded behind the scenes, and which setup fits how your business operates.
Step in to the 21st century and use a card payment system that works for you, not against you.
Find your setup!
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