How it works

Harness the power of Stripe and split payments instantly and accurately with SplitSum.

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Control

You’re always in charge

As the business owner, you stay in full control with your Admin account. You can create contractor accounts, set and adjust commission splits, oversee cashier access, and track activity — all in one place. Once settings are in place, only you can update them, giving you clarity, confidence, and complete control.

No more chasing contractors for payments or spending hours on admin. SplitSum handles the splits automatically, so everyone gets paid correctly and on time.

Types

3 Different Types of Payments

Payment Links

Generates a unique url you can send to your clients to pay you.

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Tap to Pay

Accept contactless payments via an Android device. (iOS coming soon)

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POS Payment

Accept payments via an external Stripe Card Reader. Learn more

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Tap to Pay

POS Payment

Start for free

Get started fast, no upfront costs

No card reader? No problem. Use payment links to start splitting payments in minutes, free and hassle-free. Just create a link, send it to your client, and watch payments come through.

Pro tip: Download the SplitSum app and enable notifications to get instant alerts whenever payments are received, making it simple to stay on top of in-store or online sales.

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Payment

How SplitSum Splits Every Sale

Create the Payment

Specify the total amount and who to split it with, or select an inventory item. Repeat for multiple contractors if needed.

Customer Pays

Customer pays via card, Tap to Pay, or payment link.

Stripe Processes

The total amount, including any tip, is securely processed through Stripe.

Your Business is Paid

You receive your set fee automatically.

Your Contractors are Paid

Contractors receive their portion, plus any tips, instantly.

No Splits

To Split, or not to Split?

Not every payment needs to be split. With Splitsum, you have full flexibility & effortless control of payments your business receives. Don't need to split with a contractor? Easily process payments with No Split so that 100% of funds go directly to your business account.

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Inventory

Flexible Splits for Every Arrangement

The Inventory feature (available to Tier 3 subscribers) lets you set custom payment splits for specific products or services, independent of the default split on a contractor. This gives you the flexibility to handle any arrangement — from shared items to solo sales — while everything is calculated automatically. You can even track stock if needed, so running your business stays simple and accurate.

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The best part

No More VAT Stress!

SplitSum automatically separates your business income from contractor payments, so only your portion is reflected in your turnover and VAT reporting.

Many UK businesses worry about crossing the VAT threshold, not just because of the 20% rate, but also the extra admin that comes with registration. For those working with self-employed contractors, this can be even more complicated. SplitSum helps simplify this process by keeping your income and your contractors’ payments clearly separated from the start.

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For Contractors

Built for You, Too

If you’re a self-employed service provider — a tattoo artist, hairdresser, or similar — SplitSum works for you, not just the business owner. Automatic splits ensure you get paid accurately, every time, with no math required. Payments happen instantly, and you’ll receive real-time notifications via the mobile app so you always know when money hits your account. You can log in anytime to track transactions and activity, and even create payment links to easily secure client commitments.

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Demo

See SplitSum in Action

Want to see how SplitSum can work for your business? You can book a live demo with our team to walk through your specific needs, or watch a pre-recorded demo anytime.

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Case study

See how Three Kings Tattoo streamlined contractor payments.

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